आयुष्मान कार्ड क्या है ? ऐसे डाउनलोड करें अपना कार्ड जाने फुल डिटेल 2025 | Ayushman Card Kya Hai?

इसके लिए आपको योजना की आधिकारिक वेबसाइट beneficiary.nha.gov.in पर जाना है और यहां पर लॉगिन करके आप आवेदन कर सकते हैं और अपना आयुष्मान कार्ड See more..

Name of Post: 

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana

Post Date / Update: 

16-March-2025 | 01:00 PM

Short Information: 

The Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana (PM-JAY), is a flagship health initiative launched by the Government of India in 2018. This ambitious program aims to provide comprehensive health coverage to economically disadvantaged families, ensuring access to quality medical care without financial hardship.

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Ministry of Health and Family Welfare

The Ayushman Bharat Yojana 2025

 PMJAY Yojna 2025 : Short Details of Notification

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Objectives of the Ayushman Bharat Yojana:

  • Financial Protection Against Major Illnesses: Many underprivileged families in India face significant financial challenges when confronted with serious health issues, often making essential medical treatments unaffordable. The primary goal of this scheme is to offer health insurance coverage of up to ₹5 lakh per family per year, enabling beneficiaries to receive necessary treatments without incurring out-of-pocket expenses. 
  • Access to Quality Healthcare Services: By covering a wide range of medical procedures and treatments, the scheme ensures that beneficiaries can avail themselves of services in both government and empaneled private hospitals across the country. This inclusivity


>Benefits of the Ayushman Bharat Yojana

The Ayushman Bharat Yojana (PM-JAY) is one of the world's largest government-funded health insurance schemes, aimed at providing free medical treatment to economically weaker sections of society. Here are the key benefits of the scheme:

1. Coverage for Over 10 Crore Families

This scheme extends health insurance coverage to more than 10 crore underprivileged families, ensuring that millions of individuals receive access to quality healthcare without financial constraints.

2. ₹5 Lakh Health Insurance Per Family

Under this initiative, each eligible family receives health insurance coverage of up to ₹5 lakh per year. This amount can be used for medical treatments, hospitalizations, and surgeries in both government and empaneled private hospitals across India.

3. Free Medicines and Treatment for 1,350+ Diseases

The scheme covers over 1,350 medical procedures and treatments, including major surgeries, critical illnesses, diagnostics, and post-hospitalization expenses. The cost of medicines, treatments, and medical tests is fully covered by the government, ensuring that beneficiaries receive comprehensive healthcare support.

4. 100% Free Treatment – No Out-of-Pocket Expenses

Eligible beneficiaries do not need to pay any money at the time of admission or treatment. The government bears the entire cost, making it a cashless and paperless scheme at all Ayushman Bharat-empaneled hospitals.

5. Financial Security for Low-Income Families

Medical emergencies can put a severe financial burden on low-income families. This scheme ensures that economically weaker sections can access medical care without worrying about expenses, preventing them from falling into debt or poverty due to healthcare costs.

This initiative is a major step towards universal health coverage, providing quality healthcare to millions and reducing financial hardships caused by medical expenses. 🚀


Ayushman Bharat Yojana : Overview'S

OrganizationMinistry of Health and Family Welfare
Post NameAyushman Bharat Card (PM-JAY) – Step by Step
Advertisement No.Ayushman Bharat PMJAY 2025 
Session2025-26
FEESNill
Last Date to ApplyNill
Application ModeOnline
Official WebsitePMJAY
Join TelegramTelegram Group


Interested Candidates Can Read the Full Notification Before Apply Online


Important Dates (महत्वपूर्ण तिथियाँ) :

  • Start Date for Apply Online:- 01/01/2025
  • Last Date for Apply Online :- Always open
  • Mode : Online 

Application Fee :

  • SC / ST : NILL
  • Pay the Examination Fee : Nill
  • General / OBC / EWS : Nill

Age Limit as on 01/03/2025 :
  • Minimum Age : 16 Years.
  • Maximum Age : 70 Years.
  • Read full notification 

>Diseases Covered Under Ayushman Bharat Yojana

The Ayushman Bharat Yojana (PM-JAY) provides coverage for a wide range of critical and high-cost medical treatments. Below are some of the major diseases and procedures covered under the scheme:

1. Coronary Artery Bypass Grafting (CABG)

A surgical procedure used to improve blood flow to the heart by bypassing blocked arteries.

2. Prostate Cancer Treatment

Comprehensive care and treatment for prostate cancer, including surgery, chemotherapy, and radiation therapy.

3. Carotid Angioplasty

A procedure to restore proper blood flow in blocked carotid arteries, reducing the risk of stroke.

4. Skull Base Surgery

Advanced surgical procedures to treat tumors and abnormalities at the base of the skull.

5. Double Valve Replacement

A critical heart surgery involving the replacement of both the mitral and aortic valves to restore normal heart function.

6. Pulmonary Valve Replacement

A surgical procedure to replace a damaged pulmonary valve, ensuring proper blood flow from the heart to the lungs.

7. Anterior Spine Fixation

A procedure used to stabilize and correct spinal disorders or fractures through anterior (front) surgical fixation.

8. Laryngopharyngectomy

A surgical procedure involving the removal of the larynx (voice box) and pharynx due to cancer or other severe conditions.

9. Tissue Expander Surgery

A reconstructive procedure used to prepare the skin for further surgeries, such as breast reconstruction.

NOTE: This scheme covers 1,350+ medical procedures, ensuring that economically weaker sections of society get free access to life-saving treatments at empaneled hospitals. 🚑

Diseases Not Covered Under Ayushman Bharat Yojana: 

While the Ayushman Bharat Yojana (PM-JAY) covers a wide range of medical treatments, some procedures and conditions are not included under the scheme. Here are the key exclusions:

  1. Drug Rehabilitation : Treatments related to substance abuse, alcohol addiction, or drug rehabilitation programs are not covered.
  2. Outpatient Department (OPD) Services : Routine doctor consultations, minor treatments, and OPD-based services that do not require hospitalization are not included.
  3. Fertility Treatments: Procedures like IVF (In-Vitro Fertilization), surrogacy, and other infertility-related treatments are not covered under this scheme.
  4. Cosmetic & Aesthetic Procedures : Plastic surgery, botox treatments, liposuction, and other cosmetic enhancements done for aesthetic purposes are not included. However, reconstructive surgeries for accident victims or burn patients may be covered.
  5. Organ Transplantation : Heart, liver, kidney, and other organ transplants are not covered due to their high costs and long-term post-operative care requirements.
  6. Personal Diagnosis & Preventive Health Checkups : Routine blood tests, full-body checkups, genetic testing, and other personal diagnostics not related to hospitalization are not

Despite these exclusions, the Ayushman Bharat scheme still provides comprehensive health coverage for over 1,350 critical treatments, ensuring free and quality healthcare for millions. 🚑

-->How to Apply Online Ayushman Bharat Card (PM-JAY) – Step by Step

  • Go to official Website 
  • Check Eligibility 
  • Apply now 
  • Download card 
  • Final print out card .

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